Terms & Conditions

By entering and using this site, you agree to be bound by all of the following terms and conditions. If you do not agree to these terms and conditions do not access this site.

This site has been prepared for the express and sole use of SMITH HAYES Companies and it's affiliates (SMITH HAYES). This is not an offer to buy or sell or a solicitation of any security or product or recommendation of any trading strategy that may be referenced in the content of this website.

This site has been published in the United States for residents of the United States. Any information provided on this site is not meant to be provided to, or used by, any person in any jurisdiction or country where use would be contrary to law, or that would subject SMITH HAYES or any other affiliate to any registration requirement within such country.

SMITH HAYES, and any of its registered employees, may only transact business in states or US territories where they hold a license. All solicitations will be made only in states where proper licensing requirements have been met.

This site does not offer tax or legal advice.

This site is offered only for personal use. Nothing on this site should be reproduced, transmitted, sold, displayed, distributed, published, modified, or otherwise disseminated with out the written consent of SMITH HAYES.

This site discusses general information about securities, financial products, and services. Nothing on this site is intended to be personal advice. You are agreeing to make an independent decision about any securities, financial products, or services discussed on this site, and evaluate based on what is suitable for you. Information contained on this site is as of the date published. The accuracy, timeliness, and completeness of such information is not guaranteed and is subject to change.

Should you leave this site via a link contained within the site, you do so at your own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by SMITH HAYES. You agree that SMITH HAYES is not responsible for any information found on links from this site.

Disclaimer of Warranties and Limitations on Liability

Except as expressly set forth in this agreement, SMITH HAYES and it’s directors, officers, employees, affiliates, vendors, licensors, and agents expressly disclaim all express and implied warranties including, without limitation, warranties of merchantability, fitness for a particular purpose, and error free and uninterrupted service.
SMITH HAYES and its directors, officers, employees, affiliates, vendors, licensors, and agents will not be liable for any loss or damages incurred by you related to your use or attempted use of the e-mail provided in this site. Although we will attempt to forward each e-mail to the appropriate party we will not be responsible for trade information, responses to transfer or disburse funds, or any other time sensitive information submitted via electronic messages. SMITH HAYES will not be liable for any special, incidental, consequential, indirect, or punitive damages, even if such damages were reasonably foreseeable. All SMITH HAYES e-mail is monitored and reviewed by someone other than the recipient. Additionally, all electronic communications may be retained by SMITH HAYES. SMITH HAYES does not support or permit the use of instant messaging systems.

SMITH HAYES does not warrant the accuracy of the materials provided herein, either expressly or impliedly, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. SMITH HAYES will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this site. Although the information provided to you on this site is obtained or compiled from sources we believe to be reliable, SMITH HAYES cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither SMITH HAYES, nor any of its affiliates, directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of SMITH HAYES or of any vendor providing software or services support. In no event will SMITH HAYES, its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if SMITH HAYES or any other party have been advised of the possibility thereof.

The above mentioned terms and conditions are in addition to any other agreement you have with SMITH HAYES, and do not change or cancel the terms of those agreements. SMITH HAYES reserves the right to change, add, or remove these terms at our discretion.