Employee Stock Option Plans (ESOP)

Description: An employee stock option enables employees to purchase their company's stock at a stated price and if they wish to do so, resell it at some point in the future, at the current market price. Employee stock option exercise plans are designed to help employees exercise the stock options offered by their employer. These plans provide all the forms and step-by-step instructions needed to take advantage of an employee stock option plan. Companies may also lend employees the money necessary to purchase the stock.

Objective: Employee stock option exercise plans are designed to reduce time, to simplify the process of purchasing the company's stock, and to provide loans to take advantage of stock option plans.

Suitability: Employee stock option exercise plans are suitable for clients who work for companies providing employee stock option plans.

Product Features: Employees are offered three choices for exercising employee stock option plans:

1. Exercise the stock option and sell the stock immediately


2. Wait until the stock reaches a certain price and sell the stock at a predetermined price range


3. Exercise their stock option and hold the shares